Paypal Pay in 4 - About and FAQs
Paypal Pay in 4 is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest free.
Click headings below to learn more about shopping with Paypal Pay in 4 at Impulse Boutique
How does Pay in 4 work?
You will see Pay in 4 as a payment method in the PayPal checkout, if both you and your purchase meet our eligibility criteria. For example, if your PayPal account is in good standing and your purchase is under $2,000 and not in a restricted category, e.g. gambling.
The first time you select Pay in 4 you will be prompted to accept the terms of the Pay in 4 Facility Agreement which will govern any future purchase you make with Pay in 4. After that, every time you choose to use Pay in 4 your proposed purchase will be assessed to see if you are eligible for credit. The PayPal Pay in 4 Facility is a continuing credit contract.
Are there any fees for using Pay in 4?
Pay in 4 is always interest-free, with no late fees or sign-up fees. Any applicable currency conversion or other charges will be applied in accordance with your User Agreement (Link)
How can I set up automatic payments?
With Pay in 4 your automatic payments will be set up at the time of purchase. You can manage your repayments through the PayPal app or online.
What happens if I require a refund and paid using Pay in 4?
Items purchased with Pay in 4 can be returned for a store credit or refund, subject to our Return Policy. Returns or refunds will be processed by us and Paypal will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Paypal.